Medical insurance for the whole family in Rs 2,000.

Medical insurance for the whole family in Rs 2,000

Like the state medical insurance program in the southern Indian state, the central government has decided to provide free insurance coverage for all the people of the country. The announcement was made in the Budget Report for the financial year 2018-19.

In this case, the final decision has been made as to the premium for this scheme, and the share of the Central Government is being consulted.

Family insurance

Annual premium payment for the Central Government's Free Medical Insurance Scheme announced in the budget report is Rs. 2,000. The official announcement has not yet been made.

This means that the annual insurance cover for a family has been declared as 5 lakhs.

Rationing

The Central Government has decided to divide these 2,000 rupees by 60 percent and state government by 40 percent.

This will add about 10 crore families in India through this program.

First-year

The central government has estimated that Rs 10,000 crore will be required due to the implementation of the scheme for the first time in the country. The government has also decided to allocate Rs 6,000 crore and 4,000 crore state governments.

Practical programs

The premium for the five lakh family insurance plans currently in the market is from Rs 3,500 to 5,000 rupees. There is no insurance for existing diseases.

But insurance providers for all the diseases that are present in the Government plan and the existing bugs. This will be a great project.

Financial problem

The Modi government-led government has announced a financial allocation of Rs 85,217 crore for the National Health Mission Scheme from April 1, 2017, to March 31, 2020, as it is challenging to raise funds for this scheme.

Tool

The Government of India has announced that Ayushman Bharat-National Health Protection Mission will serve as an essential instrument for providing medical services to the people of the country through the Central Government's Family Insurance Scheme.

Outpatients

Because the scheme is only used for hospitalization in the hospital, the outpatient people will not be allowed to be hospitalized with small surgery, medical examination, Tions.